Closing Checklist

Here’s a list of actions to prepare for your closing and the items to bring with you.

1

Determine who will conduct your closing, and when and where it’s scheduled.

Who conducts your closing varies by state. You may shop around for the company of your choice.

2

Since the closing process varies by state, ask the person conducting your closing what to expect. Things to ask:

  • What do I need to bring to closing?
  • How much money do I need to bring to closing? How do I pay?
  • What if I decide to back out of the deal?

3

Review Your Closing Disclosure

By law, you must receive a five-page Closing Disclosure  at least three days prior to your closing.

4

Bring these items with you:

  • Picture ID (driver’s license, passport): The person handling the closing will need to make a copy of it.
  • Appropriate payment for closing costs: Some companies require wired funds, while others accept a certified checks. Make sure you know what form of payment is acceptable.