Overcoming the challenges direct-to-consumer lenders are facing HousingWire recently sat down with Total Expert Director of Technology Alliances Josh Lehr to learn more about recent trends around direct-to-consumer lending. HousingWire: How have trends around direct-to-consumer lending changed o

LoanDepot adds former HUD deputy secretary to board Nonbank mortgage lender loanDepot appointed Pamela Hughes Patenaude, a former deputy secretary of the U.S. Department of Housing and Urban Development during the Trump administration, to its board of directors. LoanDepot also added Mike Linton

5 steps to choosing a home that will appreciate in value In 2020, the S&P CoreLogic Case-Shiller price index reported the highest annual home price growth since 2013. Due to low inventory, sellers are able to put their homes up at a higher rate. And with today’s low interest rates, buyers

Is there a political fix to the housing shortage? The issue of tight housing inventory is multifaceted but is there a political solution? Arch MI investigates this and more in its Spring Housing and Mortgage Market Review. We’ve broken down some of the data below, but be sure to take a deeper div

FHA, FHFA re-up eviction bans at Biden’s urging A day before the federal eviction ban lapses, the Biden administration is using the levers it has through federal agencies to keep evictions on ice until September. The Federal Housing Finance Agency and the Federal Housing Administration today b

Why another foreclosure tsunami is still unlikely It was August 2020, six months into a global pandemic, when I laid out what I thought at the time was a compelling case against a wave of foreclosures similar to the one that the nation experienced during the Great Recession.  A year later,

Ginnie Mae should protect smaller issuers Earlier this month, Ginnie Mae proposed significant increases in financial requirements for independent mortgage bank issuers and a new bank-like risk-based capital requirement. The Community Home Lenders Association (CHLA) acknowledges that Ginnie Mae h

Fair housing complaints remained elevated in 2020 Stay-at-home orders spurred by the COVID-19 pandemic did not have a notable impact on the velocity of fair housing complaints received in 2020 by organizations, according to a yearly trends report published by the National Fair Housing Alliance this

Risks of nonbank mortgage sellers and servicers revisited

Risks of nonbank mortgage sellers and servicers revisited An op-ed I wrote that appeared recently in HousingWire on the nature of nonbank mortgage company risks and Ginnie Mae’s proposal to impose risk-based capital and liquidity requirements on their issuers highlighted nonbank lighter safety an

How the Delta variant may impact the housing market The following Q&A comes from the HW+ exclusive Slack channel, where HousingWire’s Lead Analyst Logan Mohtashami answered questions on what to make of the latest housing data, his forecast for the rest of this year, and whether or not the